{"id":20642,"date":"2025-08-23T09:09:59","date_gmt":"2025-08-23T10:09:59","guid":{"rendered":"https:\/\/idealrealtyperformance.lu\/?page_id=20642"},"modified":"2025-08-23T09:29:18","modified_gmt":"2025-08-23T10:29:18","slug":"informations-utiles","status":"publish","type":"page","link":"https:\/\/idealrealtyperformance.lu\/fr\/informations-utiles\/","title":{"rendered":"Informations Utiles"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20642\" class=\"elementor elementor-20642\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bdd7b2 e-flex e-con-boxed e-con e-parent\" data-id=\"9bdd7b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d39b392 elementor-widget elementor-widget-heading\" data-id=\"d39b392\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Apport personnel au Luxembourg: ce qu\u2019il faut savoir avant d\u2019acheter<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-054082b elementor-widget elementor-widget-text-editor\" data-id=\"054082b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Au Luxembourg, pour l\u2019achat d\u2019un logement (surtout s\u2019il ne s\u2019agit pas d\u2019une premi\u00e8re r\u00e9sidence), il est recommand\u00e9 de disposer d\u2019un apport d\u2019au moins 20 % de la valeur du bien. Dans le cas d\u2019un bien destin\u00e9 \u00e0 la location ou d\u2019une r\u00e9sidence secondaire, ce pourcentage peut atteindre 30 %. Par exemple, pour un bien d\u2019une valeur de 500 000 \u20ac, il est courant d\u2019exiger un apport de 100 000 \u20ac (20 %).<\/p><p>Pour une premi\u00e8re r\u00e9sidence, certaines banques peuvent financer jusqu\u2019\u00e0 100 % de la valeur du bien et, dans des cas exceptionnels avec de solides garanties, prendre en charge une partie ou la totalit\u00e9 des frais annexes (acte notari\u00e9, enregistrement, etc.). Cependant, les financements sup\u00e9rieurs \u00e0 100 % sont rares et d\u00e9pendent fortement du profil et des garanties de l\u2019emprunteur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4df61c elementor-widget elementor-widget-spacer\" data-id=\"e4df61c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc89dc3 e-flex e-con-boxed e-con e-parent\" data-id=\"cc89dc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78d4de5 elementor-widget elementor-widget-heading\" data-id=\"78d4de5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Co\u00fbts d\u2019acquisition d\u2019un bien immobilier au Luxembourg<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c455fc0 elementor-widget elementor-widget-text-editor\" data-id=\"c455fc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lors de l\u2019achat d\u2019un bien immobilier au Luxembourg, il est important de consid\u00e9rer non seulement le prix d\u2019achat, mais aussi les frais suppl\u00e9mentaires qui peuvent repr\u00e9senter une part significative du co\u00fbt total.<\/p><p>Les droits d\u2019enregistrement et de transcription, per\u00e7us au moment de la signature de l\u2019acte notari\u00e9, correspondent \u00e0 7 % de la valeur du bien \u2014 6 % pour les droits d\u2019enregistrement et 1 % pour les droits de transcription.<\/p><p>Il existe toutefois un cr\u00e9dit d\u2019imp\u00f4t appel\u00e9 \u00ab B\u00ebllegen Akt \u00bb qui r\u00e9duit ces co\u00fbts, jusqu\u2019\u00e0 40 000 \u20ac par acheteur individuel \u2014 ou jusqu\u2019\u00e0 80 000 \u20ac dans le cas d\u2019un couple \u2014, \u00e0 condition que le bien soit acquis comme r\u00e9sidence principale et qu\u2019il soit effectivement occup\u00e9 pendant au moins 2 ans.<\/p><p>En outre, l\u2019acheteur devra s\u2019acquitter des honoraires du notaire, qui repr\u00e9sentent en moyenne environ 1 % de la valeur de la transaction, ainsi que des frais li\u00e9s \u00e0 la constitution d\u2019une hypoth\u00e8que, g\u00e9n\u00e9ralement compris entre 0,5 % et 1,2 % du montant du pr\u00eat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b95b1c9 elementor-widget elementor-widget-spacer\" data-id=\"b95b1c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apport personnel au Luxembourg: ce qu\u2019il faut savoir avant d\u2019acheter Au Luxembourg, pour l\u2019achat d\u2019un logement (surtout s\u2019il ne s\u2019agit pas d\u2019une premi\u00e8re r\u00e9sidence), il est recommand\u00e9 de disposer d\u2019un apport d\u2019au moins 20 % de la valeur du bien. Dans le cas d\u2019un bien destin\u00e9 \u00e0 la location ou d\u2019une r\u00e9sidence secondaire, ce pourcentage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20642","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Informations Utiles - Ideal Realty Performance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/idealrealtyperformance.lu\/informacoes-uteis\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informations Utiles - Ideal Realty Performance\" \/>\n<meta property=\"og:description\" content=\"Apport personnel au Luxembourg: ce qu\u2019il faut savoir avant d\u2019acheter Au Luxembourg, pour l\u2019achat d\u2019un logement (surtout s\u2019il ne s\u2019agit pas d\u2019une premi\u00e8re r\u00e9sidence), il est recommand\u00e9 de disposer d\u2019un apport d\u2019au moins 20 % de la valeur du bien. 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